Real-time price discovery and verified dealer comparisons designed for high-conviction physical asset allocation.
Verified premiums over London Spot
| Provider | Premium over Spot | Service Fee | Min. Purchase | Storage | Score | |
|---|---|---|---|---|---|---|
 BullionVault Zurich, London, New York, Toronto, Singapore | 0.50% comm. | 0.12% / yr | No stated minimum | Allocated | 9.4/10 | |
 The Royal Mint (DigiGold) Llantrisant, Wales — The Vault® | Quoted spread | 0.5% + VAT / yr | £25 | Allocated (fractional) | 8.8/10 | |
 BullionStar Singapore, New Zealand, United States | Product-dependent | 0.39% / yr | One product | Segregated vault | 8.5/10 | |
 Goldmoney Toronto, Zurich, London, Hong Kong, Singapore | 0.50% buy | 0.25% / yr | No stated minimum | Allocated | 8.8/10 | |
AP APMEX Oklahoma City, USA | ≈2%–4% | Optional storage | One product | Delivery or Citadel vault | 7.6/10 | |
 The Perth Mint Depository Perth, Western Australia | Depository spread | 0% unallocated | AUD 50 (online) | Unallocated or allocated | 8.2/10 |
Four tools built on the same principle: publish the number, publish how it was measured, and let the reader draw the conclusion.
Gold, silver and platinum spot with sixty-second refresh, gram pricing, six currency conversions and a rolling thirty-day settlement chart.
Open the dashboard02Premiums, annual custody fees, minimums and storage models for every tracked platform, scored on four weighted inputs and refreshed monthly.
View rankings03Model a Goldsparplan with the dealer premium on every contribution and the storage fee taken in metal each year — the two costs most calculators omit.
Run a projection04A live headline feed across markets, central banks, mining and macro policy, plus long-form editorial from the analyst desk.
Read the wireA four-step routine for buying physical gold without paying for the privilege of not reading the fine print.
Start from live spot rather than a dealer's display price. Everything above it is cost, and cost is the only part of the transaction you control.
Combine the entry premium with the annual custody fee across your intended holding period. The ranking changes completely between two years and ten.
Run your contribution and horizon through the calculator to see the compounding drag of fees against assumed appreciation.
Track premium and fee changes through the wire and the newsletter. Intervene when terms change, not when the price moves.
Bailment, unsecured claims, pooled accounts and insurance wording. The custody structures that survive an insolvency, the ones that do not, and the six questions that separate them.
The 5–10% rule of thumb has a real basis in correlation and drawdown behaviour, and clear limits. What gold does to a portfolio, when it stops helping, and how to size it honestly.
Serial checks, dimensional density, ultrasound, XRF and the specific failure mode each one misses. A practical verification ladder for private buyers, ordered by cost.
The Assay covers spot performance, reserve flows, premium changes and a single chart worth your time. Independent, ad-disclosed, unsubscribe in one click.