Terms of Use

Nothing on this site is investment, tax or legal advice, nor a personal recommendation, solicitation or offer to buy or sell any asset. We are not authorised as a financial adviser and do not assess your circumstances. Gold prices fluctuate and you can lose money. Take independent professional advice before investing.

Spot prices, exchange rates, historical series and macro indicators are supplied by third-party feeds and shown on an as-is, indicative basis. They may be delayed, incomplete or interrupted, and are not dealable quotes. Calculator and converter outputs are illustrations produced from inputs you choose, not forecasts.

Platform scores are our own opinion, produced with the published methodology and fee schedules recorded on the date shown on each review. Dealer terms change without notice; always verify pricing, storage terms and regulatory status directly with the provider. We are not party to any transaction you enter with a dealer and have no responsibility for their conduct.

Some outbound dealer links may pay us a referral fee. That never changes a score, ranking or editorial conclusion, and no dealer reviews content before publication.

Research articles are produced by the YourGoldHub editorial desk with AI assistance and human review against the linked primary sources. Named individual authorship is not claimed. Errors can be reported to info@yourgoldhub.com.

Do not scrape at a rate that degrades the service, attempt to bypass technical controls, submit addresses you do not control to the newsletter, or republish substantial portions of our content without attribution and a link.

To the fullest extent permitted by law we exclude liability for losses arising from reliance on site content, data inaccuracy or unavailability. Nothing here limits liability that cannot lawfully be limited. Third-party sites we link to are outside our control.

The Assay newsletter is free and optional. Subscribing grants you a personal, non-transferable licence to read it; it does not create an advisory relationship and gives you no claim on the timing, frequency or continuation of any issue. We may pause, change the cadence of, or discontinue the newsletter, and may remove an address that bounces repeatedly, is reported as spam, or was submitted by somebody other than its owner.

The calculator and converter run in your browser from figures you enter. They apply the assumptions stated on each page and nothing else — in particular they do not model tax, currency-conversion spreads, bid/offer spreads on exit, or dealer minimum fees unless the page says so. An output is arithmetic on your inputs, not a projection of a real account, and no result should be read as a promise about a future balance.

Editorial text, scoring models, tables and page design on this site are ours. You may quote short extracts with attribution and a link to the source page. Systematic republication, bulk extraction of our data into a competing comparison product, or use of our content to train a commercial model is not permitted without written consent. Dealer names, logos and trademarks belong to their owners and are used for identification only; their appearance implies no partnership or endorsement in either direction.

The site is provided on an as-available basis. Market feeds, news aggregation and the newsletter service can be interrupted for maintenance, upstream outages or rate limits imposed by data providers. We do not guarantee uninterrupted access, and a cached or unavailable price is not a representation about the market.

You are responsible for your own investment, tax and storage decisions, for verifying dealer terms before you transact, and for complying with the law where you live — including reporting, import and wealth-tax obligations that may attach to bullion. Tax treatment described anywhere on this site is general information about published rules, not a determination of your position.

These terms and any dispute arising from them are governed by English law, and the courts of England and Wales have non-exclusive jurisdiction. Nothing in this clause removes any right you have as a consumer to bring proceedings in the courts of your own country of residence. Before starting proceedings, please contact us at info@yourgoldhub.com so we can try to resolve the matter directly.

If any provision is found unenforceable, the remainder continues in force. These terms, together with the privacy policy, are the whole agreement between us regarding your use of the site.

We would rather fix an error than defend it. If a fee figure, storage rate, scoring input or factual claim is wrong, write to info@yourgoldhub.com with the page and the source that contradicts us. Where a correction changes a published score or a cost table we update the page and the date recorded on it, so the change is visible rather than silent. Complaints about tone, ranking or commercial arrangements are answered from the same address; we do not remove or soften a review because a platform asks us to.

Terms may be updated to reflect changes in the site, the law or our commercial arrangements. The version on this page at the time of your visit applies, and the date at the top of this page records the last substantive revision. Continuing to use the site after a change means accepting the version then published; if you do not accept it, stop using the site and unsubscribe from the newsletter.