Every profile is built from published tariffs rather than marketing copy. We take the dealer’s own fee schedule, convert it into a cost per gram at three purchase sizes, then add the ongoing custody charge so that a 0.5% headline premium with 0.5% annual storage is never confused with a 2% premium and no recurring fee. The verification date on each card tells you when we last checked those documents.
Scores are weighted, not averaged. Effective premium carries the most weight because it is the cost you cannot avoid; custody cost comes second because it compounds; custody security and settlement friction follow, because they only matter at the moment you need to sell or take delivery. A platform can rank highly on price and still be the wrong choice if you intend to hold allocated bars in your own jurisdiction.
Nothing here is a recommendation to buy. Ranking positions move when tariffs change, and they will: storage fees, spread policies and minimum order sizes are all revised periodically by the platforms themselves.