XAU/USD4,195.60+1.43%GRAM/USD134.89+1.43%XAG/USD60.949+2.72%XPT/USD1,695.00+3.30%
Live · 18:11 UTC
Premium Tracker

What an ounce actually costs on each platform, right now.

Every operator's verified tariff applied to the live London spot price. The premium column is what you pay on the way in; the ten-year column is what the position costs once custody fees compound — that is the number that decides the ranking.

$4,195.60
Live spot / oz
6
Platforms ranked
The
Cheapest over 10 years
18:11 UTC
Spot updated
#1
The Perth Mint Depository logo
The Perth Mint Depository
lowest 10-yr
Buy 1 oz
$4,238
10-yr all-in
$4,238
Premium
1% txn fee (≤$10k)
Storage / yr
None
Fees verified 2026-08-18 (53d ago)Review
#2
BullionVault logo
BullionVault
Buy 1 oz
$4,217
10-yr all-in
$4,267
Premium
0.50% comm.
Storage / yr
0.12%
Fees verified 2026-08-18 (53d ago)Review
#3
Goldmoney logo
Goldmoney
Buy 1 oz
$4,217
10-yr all-in
$4,321
Premium
0.50% buy
Storage / yr
0.25%
Fees verified 2026-08-18 (53d ago)Review
#4
APMEX logo
APMEX
Buy 1 oz
$4,321
10-yr all-in
$4,321
Premium
≈2%–4%
Storage / yr
None
Fees verified 2026-07-29 (73d ago)Review
#5
BullionStar logo
BullionStar
Buy 1 oz
$4,275
10-yr all-in
$4,439
Premium
Product-dependent
Storage / yr
0.39%
Fees verified 2026-08-18 (53d ago)Review
#6
The Royal Mint (DigiGold) logo
The Royal Mint (DigiGold)
Buy 1 oz
$4,246
10-yr all-in
$4,456
Premium
Quoted spread
Storage / yr
0.50%
Fees verified 2026-08-18 (53d ago)Review

Tracked but not ranked

TRUST GOLD International prices against its own euro list price rather than a dated spot quote, so a spot-relative premium cannot be derived from public information and we do not rank it on one. Fees verified 2026-08-17 (54d ago)

How to read this table

The tracker multiplies the live spot price — refreshed every minute — by each operator's published premium, then adds ten years of the published custody rate with the metal price held flat. Minimum monthly charges, withdrawal and fabrication fees, tax and FX are excluded, which flatters small balances on platforms with fixed minimums; the savings-plan calculator models those properly for your own contribution size.

Rows marked indicative come from operators without a single fixed tariff — their premiums are sampled from public product pages and move intraday with wholesale supply. The verification date on every row is the last day a human confirmed the figure against the operator's own documents; anything older than 90 days is flagged red.

Independent scoring across premium, custody, security and friction lives on the full comparison, which weights all four inputs rather than cost alone.

Frequently asked

Is this a live quote from each dealer?
No. We take each operator's published premium and custody tariff — hand-verified against their fee schedule, dated on every row — and apply it to the live London spot price. The result is a like-for-like estimate of what the same ounce costs on each platform right now. Indicative operators (marked as such) sample public product pages, so always confirm on the product page before buying.
Why does the all-in figure include ten years of storage?
Because custody fees compound quietly. A platform 0.4% cheaper on entry but 0.3% a year dearer on storage is behind within eighteen months. The ten-year column holds the metal price flat so the fee drag is visible on its own — it is tariff arithmetic, not a price forecast.
Why is one platform missing a premium figure?
TRUST GOLD International prices against its own list price in euros per gram rather than against a dated spot quote, so a spot-relative premium cannot be derived from public information. It is shown separately with that caveat instead of being ranked on a number we cannot verify.
How fresh is the spot price used here?
The spot leg refreshes every minute from live market feeds. The dealer tariffs refresh on a quarterly verification cycle, and each row shows exactly when it was last confirmed.

Keep researching

Cheapest entry is rarely cheapest overall.

Put your own contribution and holding period into the calculator and the platform ranking often changes — monthly minimums dominate small plans, custody rates dominate long ones.